$620M+
LOANS SETTLED
40+
LENDERS
ON PANEL
98%
CLIENT SATISFACTION
4.9
GOOGLE RATING
100%
PERTH LOCAL
WHO WE ARE
Finance that feels personal
We started Oren Mortgages because we noticed something: the mortgage process too often felt transactional, rushed, and impersonal - especially for professional women navigating it alone or as part of a couple with complex incomes.
We do things differently. We take the time to understand your whole picture: career, lifestyle, goals - before we ever talk numbers.
No jargon, ever
We explain everything in plain language until you feel
genuinely confident.
Your broker, not a call centre
One dedicated broker who knows your name and your file.
Perth-based, CBD-focused
We understand the local market because we live and work in it.
WHAT WE DO
Every stage of your property journey
First Home Buyers
We'll walk you through every step, from pre-approval to settlement - making the whole process feel manageable and exciting, not overwhelming.
Construction Loans
Building your dream home requires a specialist. We manage the complexity of progressive drawdown loans so nothing falls through the cracks.
Investment Properties
Smart structuring for your investment portfolio. We work with your accountant and financial planner to make sure it all fits together.
Self-Employed Lending
Business owners and contractors have unique income structures. We know exactly which lenders understand that and how to present your application.
Refinancing
Already have a mortgage? We regularly review your loan to make sure it's still the best deal and act quickly when it isn't.
Pre-Purchase Strategy
Not quite ready to buy? We'll help you build a clear roadmap - savings goals, timing, and the right deposit strategy for your situation.
WHAT WE DO
Simple, clear, stress-free
We've designed our process to respect your time. Most clients secure pre-approval within five business days and feel supported every step of the way.
01
Discovery Call
A 30-minute conversation to understand your goals, timeline, and financial situation. No paperwork yet - just a chat.
02
Strategy & lender match
We assess 40+ lenders and recommend the best fit for your profile - with a clear explanation of why.
03
Application & approval
We handle the paperwork end-to-end and keep you updated at every milestone. No chasing, no confusion.
04
Settlement & beyond
We're with you at the finish line and we'll continue checking in to make sure your loan stays competitive long-term.
We Understand Where You're At
We know what it feels like to be left in the dark
Home lending can feel like a black box - you put your details in, and hope the outcome makes sense.
We don’t think it should work that way. You deserve to understand what’s happening, why it’s happening, and what your options actually mean in real life.
We're a finance brokerage who cares about your lending experience.
We have AI and efficient back-end systems handle the paperwork, so you don't have to.
We provide mortgage and car loan lender comparison and application services, as well as regular reviews of your loan rates, and additional services after the loan, to save individuals, couples, and business owners, time, money, and stress.
Our brokers work with clients from various backgrounds including corporate professionals, business owners, and the self-employed.
We help with a wide range of loan types including first home buyers, couples upgrading the family home, debt consolidating for couples with young children, and wealth-builders purchasing investment properties.
Clients tell us they feel confident going in to a property purchase, because of the "structured, step-by-step approach we use to simplify complex decisions."
Wealth Isn’t Built Alone - It’s Built With the Right Team.
The wealthy know the secret: they don’t rely on just one bank. They surround themselves with the right players who open more doors, more opportunities, and more ways to grow. At Oren Mortgages, we give you access to over 50 lenders - so you’re not boxed into one option, but positioned to compare suitable lending options. If you’re only walking into your local bank, you’re missing a trick. Wealth is about strategy, and strategy starts with choice.
(just to name a few!)
PROFESSIONAL PACKAGE LOAN OFFERINGS
These offers are occupation-specific, and have the potential to help you get into the property market sooner; or assist you with your wealth building strategy.
Professionals
At Oren Mortgages, we have available several exclusive loan package options available for the following professions: chartered accountants (CAs), CFAs, legal professionals, finance and banking professionals, and medical professionals.
Essential Services & Military Officers
We have tailored lending options for military officers/the reserve, and essential services workers (fire fighters, teachers, police officers, ambulance officers, nurses, doctors, surgeons).
Self-Employed
Rest assured, we do loans for the self-employed and business owners.
Please reach us for an appointment to have us run through your lending options, as well as run through the documentation required for your application.
First Home Buyers
We will be happy to run you through the government schemes available to you as a first home buyer.
Even if you're not yet an Australian resident, we have lending options available for you.
The Process
Working with Oren Mortgages
STEP 1.
We start with a call or a coffee: your choice and ease of convenience.
This is where we get to know each other, talk through your goals, and explore what you want life and wealth to look like. For us, this isn’t just about ticking boxes or pushing a product, it’s about building a partnership. We want you to feel confident in that we are here for more than just a transaction.
STEP 2.
Next, we'll either schedule you an introductory loan appointment, or a strategic property planning session.
Before either, you'll receive simple onboarding and fact-finder forms to complete. These give us a clear picture of your financial position, so by the time we meet, we can focus on the details that matter to you most.
STEP 3.
With your goals and objectives in hand, we'll design a lending solution that fits. And not just for today, but for the future you're building.
You'll receive a clear plan outlining your options, borrowing capacity, and any bank fees. From there, we'll manage the process end-to-end: applications, paperwork, and communication with lenders, so you can stay focused on what matters most.
Services
Our services are designed to provide comprehensive support for your finance needs. Whether you’re a homebuyer, budding entrepreneur, or investor, we are dedicated to selecting lender and loan options tailored to your unique position.
Success Stories
"I can't recommend Hannah enough! She helped me secure my dream home in the highly competitive Perth market. She went above and beyond, making the entire process as seamless as possible while truly having my back every step of the way. Not only is Hannah highly professional, but her warm, personal touch made a world of difference as I navigated the emotional and administrative challenges of buying a home. Thank you, Hannah - I couldn’t have done it without you! I'm forever grateful to you. You're simply THE BEST!"