When you’re preparing to buy a home, one of the first decisions you’ll make is this: Do you go directly to a bank, or work with a mortgage broker? On the surface, it might seem simpler to walk into your bank and ask for a home loan. But in practice, the experience and the outcome can be very different. After working with hundreds of clients across Perth and Australia, I’ve seen firsthand where people get stuck when they go directly to a lender, and what changes when they have

Receiving your building and pest report is a crucial moment in the property buying process. This document reveals the condition of the property and highlights any issues that could affect your decision to proceed. Knowing what to do after you get this report can save you from costly surprises and help you negotiate better terms. This guide walks you through the essential steps to take once you have your building and pest report in hand. Reviewing a building and pest report ca

The dream of owning a home in Perth (particularly the CBD and metro suburbs) is becoming harder to reach. While property prices have climbed steadily through 2025, wages have not kept pace. This growing gap is stretching affordability and leaving many residents questioning if home ownership is still achievable. The Numbers Behind the Divide Between 2012 and 2024, the average wage in Perth increased by 37.5% in current dollar terms. In contrast, house prices surged by 95.1% du

Thinking about adding your partner to your property title in Western Australia? This step is more common than many realise and often simpler than expected. Yet, while the paperwork might be straightforward, the legal and financial implications require careful thought. This guide explains the key points you should understand before adding your spouse or de facto partner to your property title in WA. It covers the difference between mortgage and property title, the process invo