When you’re preparing to buy a home, one of the first decisions you’ll make is this: Do you go directly to a bank, or work with a mortgage broker? On the surface, it might seem simpler to walk into your bank and ask for a home loan. But in practice, the experience and the outcome can be very different. After working with hundreds of clients across Perth and Australia, I’ve seen firsthand where people get stuck when they go directly to a lender, and what changes when they have the right...

Receiving your building and pest report is a crucial moment in the property buying process. This document reveals the condition of the property and highlights any issues that could affect your decision to proceed. Knowing what to do after you get this report can save you from costly surprises and help you negotiate better terms. This guide walks you through the essential steps to take once you have your building and pest report in hand. Reviewing a building and pest report carefully Read the...

The dream of owning a home in Perth (particularly the CBD and metro suburbs) is becoming harder to reach. While property prices have climbed steadily through 2025, wages have not kept pace. This growing gap is stretching affordability and leaving many residents questioning if home ownership is still achievable. The Numbers Behind the Divide Between 2012 and 2024, the average wage in Perth increased by 37.5% in current dollar terms. In contrast, house prices surged by 95.1% during the same...